Committed to Saving Your Home

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Insurance Fire Zone stats CA 

Data from the insurance department shows that 235,274 California homeowners were turned down for renewal last year, a 31% increase from 2018. Enrollments in the California FAIR Plan, a state-run pool that provides bare-bones fire coverage to those who cannot find another plan, rose by 225%. 

With Firestad’s smart Link Fire Safety Protection System, you may be able to get your fire insurance policy reinstated and or reduced, which is what sprinkler system recipients are experiencing when a fire mitigation system is installed in the inside of their property/structures. Even if you can't get insurance, Firestad is the next best thing to ensure you may survive a wildfire and come back to your home and valuables intact.

If your home is located in a high-risk wildfire prone area, you probably know how difficult it is to secure a quality home fire insurance policy and avoid a non-renewal notice. Installing a smart-link fire protection water dispersion system like Firestad™ may be viewed favorably during an insurance underwriting assessment. This may make it easier to secure a homeowners fire policy from a preferred provider—and your carrier may even offer credits or discounts for installing the Firestad system along with other fire resistant steps.

California’s streak of infernos has already created record liability for insurers: Insurance companies lost a total of $20 billion in 2017 and 2018, twice the industry’s profits since 1991, according to a white paper by Milliman, a financial consulting firm.

The arguments come at a precarious time for California as the state heads into fire season with an ongoing housing crisis. In 2020, California experienced five of the six largest wildfires in recorded history and nearly 11.2 million people live in the state’s wildland-urban interface. "WUI"